DOCUMENTS REQUIRED FOR PERSONAL LOAN:

THE GENERAL LIST FOR OBTAINING A PERSONAL LOAN ARE AS FOLLOWS:

1. Photograph
2. Identity proof
3. Address proof
4. Income proof
5. Bank Statements
6. Continuity Proof
7. Qualification proof( applicable only for Self Employed Professionals)

IDENTITY PROOF (ANY ONE OF THE FOLLOWING)

• Copy of PAN Card
• Copy of Passport
• Copy of Driving Licence
• Copy of Government ID card
• Copy of Voter ID card
• Copy of Company ID Card (for select Corporates)

ADDRESS PROOF (ANY ONE OF THE FOLLOWING)

• Copy of Passport (Can also be used as proof of identity)
• Copy of Telephone Bill (both landline and post paid mobile connection)
• Copy of Driving licence
• Copy of Voter ID card
• Copy of Ration card
• Copy of Electricity bill
• Copy of bank statement ( computerised statements only)
• Copy of Life Insurance premium receipt
• Copy of any title deed( Sale deed/ Index II)
• Copy of Property tax receipt
• Copy of Leave & License Agreement
• Copy of latest credit card statement

AGE PROOF (ANY ONE OF THE FOLLOWING)

• Copy of PAN card
• Copy of Passport
• Copy of Birth Certificate issued by competent authority

SIGNATURE VERIFICATION PROOF ( ANY OF THE FOLLOWING)

• Copy of PAN Card
• Copy of Passport
• Copy of Driving License
• Signature verification from Bank

INCOME DOCUMENTS (ANY ONE OF THE FOLLOWING)

• Copy of latest three salary slips
• Copy of appointment letter or Form No. 16 indicating proof of continuity in employment
• Bank statements for the last 3 months

For Self-employed Individuals :

• Copy of last two year IT returns along with computation of income, Balance sheet and Profit & Loss a/c , audited reports ( in case of audited financials)
• CA certified financials ( in case of unaudited financials)
• Bank statements of last six months of the main business banking